Message to Agents

• For those prospects ready to buy, are you constrained to offering one brand at one price? Or have you the freedom to comparison shop for them?
• Are you positioned to grow your product lineup with multiple brands and price points for every market segment?
• The insurance market is mature and total policy count hardly change. By extension, our business is somewhat a zero-sum-game. We either win customers away from others, or they will do the same to us.
• Are your main carriers leveraging AI to improve pricing and competitiveness? How does this fast-evolving pricing dynamics affect your closing and retention ratios? We are indeed at a crossroads. Some of us will flourish, while others perish.

​Some food for thought. Why certain carriers can only recruit new agents with no experience? Why career paths of experienced agents are one way street from captive to independent? If it’s not prudent to put all your eggs in one basket, why put your faith and livelihood in one carrier?
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Fulcrum isn’t an agency built around one owner and a team of sales producers. It’s a center where independent agents share carrier and market access and own their book of customers. For good measure, our agents average more than $1 million in annual premiums and net six figure commissions, working from home. To explore if Fulcrum is a good fit for you, let’s talk.

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